Shivraj (Raj) Mundy is a Partner of LL Funds, Executive Chairman of Dividend Finance, and a member of the Board of Directors of Offerpad, Fuel Capital, Tammac and Billd.  A senior financial services executive with over 20 years of experience in consumer finance, banking and strategy consulting, he previously served as President of the Mass Affluent Card business at JP Morgan Chase and EVP and Head of Bankcards for HSBC-USA. Raj began his business career as a strategy consultant with McKinsey and Company. He has an MBA from The Wharton School, University of Pennsylvania, where he graduated as a Palmer Scholar.